Privacy Policy

Last updated: 2/25/2026

This Privacy Policy describes how Money Manager ("we," "our," or "us") collects, uses, and shares your personal information when you use our mobile application and related services (collectively, the "Service").

1. Information We Collect

1.1 Personal Information

When you create an account, we collect:

  • Email address
  • Full name
  • Password (encrypted)
  • Profile picture (optional)

1.2 Financial Data

To provide our financial management services, we collect:

  • Account information (account names, balances, currencies)
  • Transaction data (amounts, dates, categories, descriptions, payment status)
  • Categories for income and expenses
  • Client and provider information (names, email addresses, phone numbers, notes)
  • Budget information and financial goals
  • Transaction images and receipts (when uploaded)

1.3 Usage and Device Information

We automatically collect:

  • Device information (operating system, device model, unique device identifiers)
  • App usage data (features used, time spent in app)
  • Language and locale preferences
  • Network information (connectivity status)
  • Crash logs and performance data

1.4 Location Data

We do not collect precise location data. We may derive general location information from your IP address for security and fraud prevention purposes.

2. How We Use Your Information

2.1 Service Provision

  • Provide and maintain the Money Manager application
  • Process and store your financial transactions
  • Generate reports and analytics
  • Synchronize data across your devices
  • Enable workspace collaboration features

2.2 Communication

  • Send you service-related notifications
  • Provide customer support
  • Send budget alerts and financial insights
  • Notify you of workspace invitations and updates

2.3 Improvement and Analytics

  • Analyze usage patterns to improve our services
  • Develop new features and functionality
  • Perform security monitoring and fraud detection
  • Comply with legal obligations

3. Information Sharing

3.1 Workspace Collaboration

When you share a workspace with other users, the following information is shared with workspace members:

  • Transaction data within the shared workspace
  • Account information for the shared workspace
  • Client and provider information
  • Your name and email address (for workspace management)

3.2 Service Providers

We share information with third-party service providers who assist us in providing the Service:

  • Supabase: Database hosting and authentication services
  • Cloud Storage Providers: For storing transaction images and backups
  • Payment Processors: For processing subscription payments
  • Analytics Services: For app performance and crash reporting
  • Push Notification Services: For sending notifications

3.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

3.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your personal information may be transferred as part of the transaction.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information:

  • Data encryption in transit and at rest
  • Secure authentication protocols
  • Regular security audits and monitoring
  • Access controls and user permissions
  • Secure cloud infrastructure

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

5. Data Retention

We retain your personal information for as long as necessary to:

  • Provide you with our services
  • Comply with legal obligations
  • Resolve disputes
  • Enforce our agreements

When you delete your account, we will delete your personal information within 30 days, except where we are required to retain it for legal purposes.

6. Your Rights and Choices

6.1 Access and Correction

You can access and update your personal information through your account settings.

6.2 Data Export

You can export your data in JSON format through the app's export feature.

6.3 Account Deletion

You can delete your account at any time, which will result in the permanent deletion of your personal information.

6.4 Notification Preferences

You can manage your notification preferences through your device settings or within the app.

6.5 Data Subject Rights (GDPR)

If you are located in the European Union, you have additional rights under GDPR:

  • Right to access your personal data
  • Right to rectification of inaccurate data
  • Right to erasure ("right to be forgotten")
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing

7. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers in accordance with applicable data protection laws.

8. Children's Privacy

Our Service is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to delete such information.

9. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at: